Pride Trave Insurance Policy

We are very happy to be able to offer a very competitively priced travel insurance policy specifically designed for the gay and lesbian community through our friends at N J Heritage Partnership Ltd and our Insurers, IGI Insurance Co. Ltd both of whom are well respected in the insurance industry and are also authorised and regulated by the Financial Services Authority (FSA).

24 hour emergency medical assistance is provided by our partner company Mayday Assistance based in Brighton.

You wouldn’t believe the number of people that still travel on holiday without taking insurance just because they believe that as they have never required any assistance in the past it won’t happen to them now.

Having spoken to various loss adjusters who handle travel claims, they say that if people were aware of the cost of medical bills and the amount of work involved in arranging hospital and repatriation assistance by the emergency services, they would be horrified. It really is senseless travelling without full protection because you never know, it may happen to you!

Here’s the major elements of the cover we offer and full details are stated in the policy wording which will be sent to you on your purchase:

Section	Cover Limits per Person	Excess per Insured Person
Cancellation or Curtailment	£3,000	£50
Emergency Medical and Repatriation and other Expenses	£5,000,000	£50
Personal Possessions	Up to £1,500	£50
Personal Money	Up to £500	£50
Personal Accident	Up to £25,000	Nil
Personal Liability	Up to £2,000,000	£250
Scheduled Airline Failure/ Dynamic Packaging Protection	Up to £1,500	Nil
Winter Sports Cover (optional premium required)	Up to £500	£50

OK, now you know what the main components you are covered for, here’s a sample of the premiums including all taxes:

Duration	Europe	Worldwide
Up to 10 days	£11.75	£21.15
17 days	£16.45	£25.85
24 days	£17.63	£29.38
Above premiums are up to the age of 60. Ages 61-69 = 1.75 times above premiums. Ages 70-84 = 3.50 times above premiums

Insured Persons	Europe	Worldwide
Single	£35.25	£44.65
Couple	£52.88	£70.50
Above premiums are up to the age of 64. Ages 65-69 = 2.00 times above premiums. Ages 70-74 = 3.00 times above premiums

All insurance policies contain restrictions and exclusions that you should know about. Please read your policy carefully to ensure this meets with all your requirements. It is also important that you refer to the Medical Health Requirements detailed on the last page of the policy summary if you have a pre-existing medical condition, a copy of which can be downloaded below.